Public liability - Protection from claims for damage to property or injuries caused by you or one of your employees to others.

Professional indemnity - Protects the business in the event that your specialist advice provided via the company was negligent or misleading and resulted in losses for the client.

Employers' liability - Covers the company in the event of an injury or even death to an employee working on company business. You must have this insurance unless you are a sole employee who owns at least half of the share capital (in most contractors cases).

Tax investigation - Will ensure the costs of professional representation are covered in the event HMRC decide to investigate your tax affairs.

Other premiums such as vehicle, office and key man insurance.