You can connect in your business credit card through open banking and from that categorise all of your card transactions. This category represents the total value of transactions you have reconciled from your credit card statement to date. In short, the total amount you owe on your credit card if you are up to date with your categorising.

As a contractor or business owner you might want to use a corporate credit card to earn points or special rewards. The balance of transactions that have been categorised from your credit card feed with therefore appear in this account as the amount you owe to the financial institution.

Transactions that go through your business bank account.

Personal credit cards should also be kept separate for business purposes.