Your bank balance and dividends available to withdraw are very unlikely to match in Ember. This is perfectly normal and is not a cause for concern.
The reason being is that your dividend available figure shows your available profit and not all transactions that go through the bank will impact your profit.
One common reason for this differential will be purchases of business assets. Business assets are capitalised and not treated as an expense. This will therefore decrease your bank balance but not impact your profit figure.
Another reason may be that you have withdrawn money from the company as a directors loan. This again will decrease your bank balance but not impact your profit figure.
There are countless other instances of transactions that will impact your bank but not your profit.
If you find that your bank balance is lower then your dividend available figure, you will be restricted as to how much dividends you can pay by your bank balance. When raising dividends it is always important to consider the cash flow of the business and ensure you leave enough funds in your account to meet future obligations.
If you are unsure then please reach out to our talented team of qualified accountants who are always on hand to offer expert advice as and when you need it.